Underwrite 3 to 5 times faster. With coreless OS architecture.
End-to-end orchestration of underwriting, claims, and policy servicing for insurers building digital-first operations. Human checkpoints on every decision gate, full audit trail, no rip-and-replace of your existing core.
In production at a GCC tier-1 insurer. Multi-line carrier across UAE and KSA. Reference shared on a private diligence call.
Your underwriting decisions wait on coordination, not analysis.
Decisions wait on coordination across legacy systems, third-party data sources, and human reviewers. Faster underwriting is possible, but only if the orchestration layer treats the decision as a system, not a checklist.
Most insurance automation projects stall on the core. Replacing your policy admin system is a multi-year, multi-million-dollar project with real delivery risk. You don’t have the appetite or the runway.
You need coreless. A system that orchestrates across what you already have, automates what’s safe to automate, and keeps humans on every decision that affects a balance sheet.
Three capabilities. Coreless from day one.
- 01
Underwriting Orchestration
End-to-end orchestration of new business underwriting. Risk assessment, document review, third-party data calls, and decision routing managed as a single auditable workflow with human review on every regulated gate.
- 02
Claims and Policy Servicing
First notice of loss through settlement, plus endorsement processing, renewal automation, and policyholder communications. Routine transactions automated, complex cases routed to senior staff with full context preassembled.
- 03
Coreless OS Integration
Sits across your existing core (Guidewire, Duck Creek, custom) without replacing it. Augmentation, not migration. Same audit trail across origination, claims, and servicing.
Two measured outcomes from production deployment.
- 013 to 5 times fasterUnderwriting decisionsAnchor deployment, multi-line carrier, GCC region
- 0265 to 85% reductionManual handoff time across underwriting, claims, and servicingCoreless OS architecture, end-to-end deployment
GCC tier-1 insurer. Multi-line carrier.
Coreless OS deployed across motor, property, and health lines for a GCC tier-1 insurer operating in UAE and KSA. Sat across the existing Guidewire core, orchestrating underwriting, claims, and policy servicing on top of it. Twelve-week deployment from kickoff: single-line MVP at week 4, multi-line production at week 12. Every regulated decision passes through a human gate; decision provenance reconstructible at the policy level. Client reference available on a diligence call.
Directional ranges from the anchor deployment and internal benchmarks. Specific numbers shared with qualified buyers on diligence calls. Results vary by workflow, data quality and adoption.
Scoping insurance operations automation?
- Reply within 24 hours, often much faster
- Free 30-minute call. No sales script.
- Honest scope and timeline, including when we’re not the right fit
Common questions.
The system, layer by layer.
Retrieval Layer
Vector stores indexed for policy documents, claims history, and underwriting guidelines · Embedding models tuned for insurance language · Source-grounded retrieval
Orchestration Layer
End-to-end workflow orchestration across underwriting, claims, and servicing · Tool routing across core systems and third-party data · Human-in-the-loop gates on regulated decisions
Compliance Layer
Audit logging at the decision level · Decision provenance for actuarial review · Risk-management evaluation harnesses
Integration Layer
Core policy admin systems (Guidewire, Duck Creek, custom) · Claims systems · Third-party data (LexisNexis, ISO, RMS) · Document management bridges
Deployment Layer
Region-specific hosting · Multi-tenant isolation for carriers · SOC 2-aligned infrastructure
Coreless means the Integration Layer is more important here than in any other system we ship. We sit across, not in front of, your core.
Senior engineers. Production from day one.